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🇵🇹 Portugal

D7 — Own Income Visa

Non-EU nationals with stable passive or pension income.

Income / Means
≈€870/month + savings buffer (~€10k recommended).
Duration
2-year residency, renewable, path to citizenship in 5 years.
Processing time
60–120 days.
Government fees
≈€90 visa + €170 residence permit.
Where to apply
Portuguese consulate in country of residence; AIMA in Portugal.
Country guide
Portugal

Documents required

  • Passport
  • Proof of recurring income (pension/rental/dividends)
  • 12 months bank statements
  • Proof of long-term accommodation
  • Criminal record (apostilled)
  • Health insurance
  • NIF + Portuguese bank account

How to apply — step by step

  1. 1

    Document your passive income

    Rental contracts, pension statements, dividend records — 12 months of consistency is the bar.

  2. 2

    Set up NIF + bank account

    Same as D8 — easier with a fiscal rep.

  3. 3

    Apply at consulate

    D7 packets are scrutinized closely on income source — overprepare.

  4. 4

    Move and complete AIMA

    Within 4 months of entry.

Common rejection reasons

  • Income looks like active work, not passive
  • Insufficient savings buffer
  • Short-term accommodation only

FAQ

+Can crypto income qualify?

Generally no for D7 — it's for passive flows. Use D8 if you have active remote work, or convert holdings to dividend-paying assets first.

+Is the path to citizenship really 5 years?

Yes — 5 years of legal residence + A2 Portuguese + clean criminal record. Naturalization application currently takes ~24 months on top.

Requirements change frequently — always confirm with the consulate before applying.

Get help with this visa